Wednesday, May 20, 2009

$8 DIY Aluminum Laptop Stand

 
 

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via Lifehacker: Top by Adam Pash on 5/13/09

We've always been keen on DIY laptop stands, but reader Aaron Kravitz—inspired by an attractive $50 stand—went above and beyond, creating one of the most attractive DIY laptop stands we've featured to date.

GALLERY






END


To his credit, it's also a very inexpensive stand, especially considering its good looks. Aaron writes in:

Cardboard's great and all, but with $8 worth of metal, a hacksaw, and a few strips of leather, I built this thing. I got the idea from the $50 mStand; seemed to me that making something that sexy shouldn't be all that hard. For the bend I used my hands and a sawhorse.

As far as specs go... nothing exacting, but here's what I found worked best.

Supports: 4 x 5.5", 1/8" by 1"
Bent Bar: 1 x 24", 3/32" by 3/4"

I chose aluminum because it looks nice, plus it's soft and easy to work with. I couldn't find any at home depot, but my local mom and pop hardware store had plenty; I got just what I needed for about $8. A quick look online and it looks like you can get it even cheaper.

The top supports are on 6.5" centers, the bottoms 6". This worked best stability-wise for a 15" MBP, but it works fine for anything bigger than a netbook. The supports only have one bolt apiece for looks, so I added a little bit of epoxy to each joint so things don't slide around. As for bending the bar, I really just eyeballed it. Unloaded the top is about parallel with the bottom, so it sags nicely with a laptop on top.

I added leather pads (found at a local craft store) attached with double-sided tape so my laptop won't get scratched; those who care about their desks might want 'em on the bottom too.

Naturally, this thing is pretty durable. I've been using it for over a year now and the only wear is on the leather pads.

The only DIY laptop stand we've seen up until now whose looks come close to Aaron's is the paper towel holder laptop stand, but Aaron's sweet DIY creation is another inexpensive and attractive alternative to the more expensive commercial options.


 
 

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Match Your Learning Style with the Proper Productivity Tools

 
 

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via Lifehacker: Top by Jason Fitzpatrick on 5/18/09

Not everyone processes and understands information the same way. You can boost productivity by learning and matching your learning style to the proper tools and techniques, while also making it (gasp) more enjoyable.

Photo by Jacob Botter.

Organization blog Unclutterer digs into identifying one's own learning style, something we've discussed here before, as well as the related activities and daily habits that can increase organization and productivity. To pin your style down, you'll run through several categories and questions. Here are some sample statements from the visual category:

  • I need to look at a person when they're speaking.
  • It has to be quiet for me to be able to complete my work.
  • Seeing data displayed in a graph is vital to me understanding numerical information.
  • I can remember phone numbers if I can visualize typing them on a phone's key pad.

Once you establish which category is your dominant style, there are lists of suggestions to help you make better use of each kind. If your dominant style was visual, one of the suggestions is:

Carry a small digital camera or a cell phone with a camera in it with you at all times so you can take images of things you need to remember. You may want to use Evernote to process this information.

Check out the links below for more information. If you have your own tips and suggestions based your own learning style, share them in the comments.


 
 

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歐洲ZEW景氣指數遠遠高於預期

 
 

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歐洲ZEW景氣指數遠遠高於預期

 
 

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亚洲股市昨日攀升至7个月高点

 
 

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via FT中文网 - FTChinese.com - 今日焦点 by 英国《金融时报》林赛•维博(Lindsay Whipp)东京报道 on 5/20/09

亚洲股市昨日攀升至7个月高点,美国和欧洲市场前夜的上涨为该地区带来新的信心。

富时亚太指数(FTSE Asia-Pacific)上涨2.4%,至188.07点。

在香港,恒生指数收盘上涨3.1%,报17544.03点,由内地企业股票组成的主要分类指数H股指数上涨2.9%,至10072.51点。

在上海,投资者交投热情不那么高,但上证综合指数收盘仍上涨0.9%,收于2676.68点。

汇丰(HSBC)带动香港股市走高,其股价大涨6.3%,收于68.35港元。有报道称,中国监管机构已批准汇丰和东亚银行(Bank of East Asia)在香港出售人民币债券。东亚银行股价上涨5.6%,收于24.55港元。

的确,亚太地区金融类股均有强势表现。

澳大利亚的西太平洋银行(Westpac)上涨2.8%,收于20.06澳元,澳大利亚联邦银行(Commonwealth Bank of Australia)上涨1.8%,收于36.15澳元。澳大利亚S&P/ASX 200指数上涨2.2%,收于3817.30点。

在日本,即将公布年报的三菱UFJ金融集团(Mitsubishi UFJ Financial)上涨4.2%,收于617日元。该银行收盘后表示,预计在今年4月开始的一年中恢复盈利。野村证券上涨3.7%,收于669日元。

韩国友利金融(Woori Finance)上涨3.9%,收于12100韩元,新韩金融(Shinhan Financial)上涨4%,收于32650韩元。

同时,对美国住房建筑业和整体经济的乐观情绪,推动市场风险偏好度走高,日元走势被削弱,对美国经济参与度较高的日本企业股票得到提振。

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Interest absorption greasing market – selectively



 
 

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via Lushhomemedia by luxuryasiahome on 5/18/09


Is the interest absorption scheme (IAS) helping to grease home sales?

The answer seems to be yes, if there is no price premium charged by developers for the IAS. However, if developers charge more in exchange for interest absorption, then the buyers' profile may decide whether they opt for IAS, industry players say.

Generally, buyers in projects targeted primarily at owner occupiers, such as suburban, mass-market condos prefer to buy on normal progress payment scheme (NPS) rather than IAS, under which they may pay only the initial 20 per cent with no further payments until the project is completed.

For example, slightly over a quarter of those who bought 626 units at Caspian near Jurong Lake since its release in February and 100 units at Waterfront Waves in the Bedok Reservoir area relaunched at lower prices since March have opted for IAS.

At Double Bay Residences in Simei, the proportion of IAS buyers is said to be higher, at 40-50 per cent. At Mi Casa in Choa Chu Kang, no buyer has opted for IAS. Those who bought on IAS in these projects paid 2 or 3 per cent more for their units. The thinking is that mass-market home buyers are usually more price sensitive and prefer NPS if it costs them less, say property pundits.

Projects that have drawn investors may see more buyers inclined to opt for IAS even though there is a price premium. Here, again, the quantum of premium may matter.

For instance, Frasers Centrepoint, which is charging 2 per cent more under IAS for Martin Place Residences, has found that 75 per cent of those who picked up the 80 units in the condo over the weekend opted for IAS. On the other hand, only 5 per cent of buyers of the 109 units that CapitaLand sold since last Friday at The Wharf Residence (nearby) chose IAS. This could be due to the heftier premium of 5 per cent for IAS.

However, some observers suggest another reason: Wharf Residence could have drawn a fair number of short-term investors.

With IAS, buyers have to immediately sign up for a housing loan (even if they don't need to make a drawdown until much later). And they will have to pay a penalty if they redeem their loan early.

'So short-term buyers in an investment grade project may prefer to opt for NPS to avoid being tied down to a loan and having to pay a penalty to the bank for early loan repayment,' explains Knight Frank executive director Peter Ow.

Agreeing, EL Development managing director Lim Yew Soon told BT that feedback from some buyers who chose NPS for its Illuminaire On Devonshire project (despite the group not charging any price premium for IAS) indicates that they did not intend to hold their units till the project was completed.

The penalty for early loan redemption is typically said to about 1.5 per cent of the loan quantum. 'So it may be a deterrent for smaller speculators,' as Mr Lim suggests. However, this may not be a serious issue for deep-pocketed investors eyeing bigger gains.

'Investors are taking advantage of IAS, which is the old DPS (deferred payment scheme) all over again, except that you have to talk to the banks earlier. Essentially IAS, like DPS, provides a financial option on the real estate market. By paying just 20 per cent of the value of the property, you can take a (bet) that property prices will appreciate by when it's time to pay up,' said a property analyst.

Under IAS, buyers have to sign up at once for a home loan. This is unlike DPS, where they could wait much later, closer to the project receiving Temporary Occupation Permit, when they have to pay the bulk of the purchase price to the developer.

Still, some like Mr Ow argue that IAS does not encourage speculation. 'Whether speculation kicks in depends on the stage of the market. In today's condition, only the very brave will come in to speculate.

'IAS involves obtaining a bank loan approval upfront and banks are cautious about granting loans to property investors. It is quite unlikely banks will approve mortgages for those buying multiple units in a project.'

Others point out the current buying flurry does not stem from IAS. 'The buying interest seems spurred by positive sentiments about the market as people are drawn to buy/upgrade due to reasonable prices,' a spokesman for Far East Organization said.

Source : Business Times – 19 May 2009


 
 

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Singapore seen revising Q1 GDP to smaller fall on Thursday



 
 

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via EdgeSingapore RSS on 5/19/09

Singapore's economic contraction in the first quarter was smaller than first reported but still a significant drop in economic activity, revised figures are expected to show on Thursday, according to Thomson Reuters.

Since advanced figures were released on April 14, manufacturing for January and February have been revised up, giving a boost to gross domestic product.


 
 

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Tuesday, May 19, 2009

分析:辛格——尼赫鲁第二



 
 

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via FT中文网 - FTChinese.com - 今日焦点 by 英国《金融时报》詹姆斯•拉蒙特(James Lamont)新德里报道 on 5/18/09

印度总理莫汉•辛格(Manmohan Singh)上周末带着一束火红的鲜花,前往国大党(Congress party)领袖索尼娅•甘地(Sonia Gandhi)在德里的宅邸表示祝贺。

他自己也获得了连任。随着印度议会大选计票工作结束,这位资深官员胜利成为获得世界最大民主国家人民压倒性支持的政治领袖。

2004年国大党获胜后,甘地辞去了总理职位。过去5年,辛格一直被视为甘地指派的接任者,一位有能力但没有威胁性的替身。作为一位受尊重的经济学家和前财政部长,辛格发现自己很难摆脱学者的形象。他的对手也揶揄他在政治上只是个初出茅庐的小子。

这次,国大党将辛格推到了竞选的最前线,全党以及势力强大的尼赫鲁-甘地家族力挺他连任。辛格没有辜负他们的希望。他击退了反对党印度人民党(Bharatiya Janata party)领袖阿德瓦尼(L.K. Advani)的进攻。后者把辛格称作印度最软弱的总理。在反击过程中,辛格严厉斥责了阿德瓦尼过去的分裂主义行为,并最终获得大选胜利。

现在有些评论家甚至形容,辛格是在踏着印度首任总理贾瓦哈拉尔•尼赫鲁(Jawaharlal Nehru)的足迹前进。此次获胜之后,辛格和尼赫鲁一样,成为印度仅有的两位在完整任期结束后再次当选的总理。

"人们是在投票支持繁荣、进步和原则。这就是莫汉•辛格品牌所代表的含义。他已经从一位专家型官员转变成为一位政治家,"营销专家和评论家苏赫尔•塞斯(Suhel Seth)表示。

重要的是,辛格当选后发表的首次讲话强调了稳定和印度世俗愿景的价值。大选结果消除了人民对联合政府会由于内部分歧而瘫痪无力的担忧。

相反,强大的支持为一个更有决断力的政府清除了障碍。同时投票结果——用辛格的话来说——也是这个担心恐怖主义袭击、拥有众多少数民族的国家"拒绝族群暴力"的表现。

前方最大的挑战之一是经济发展。辛格认为,将印度经济增长率提升到9%是他最大的成就之一。让当前的经济增长率从6%恢复到那个水平、并开展经济改革计划将是一场重大考验。

人们对于他所在的国大党能否做到这一点存在疑虑。改革的缺席和大规模公共支出计划的推出——特别针对印度广大的农村人口——是该党受到选民欢迎的原因之一。

政治风险咨询公司欧亚集团(Eurasia Group)的希玛•狄赛(Seema Desai)预测:"国大党从选举判决中得到的讯息是,在上个任期内启动的大规模社保计划是帮助该党重掌政权的关键因素。政府在就业、卫生和教育项目上的开支将继续保持高水平,在某些情况下还会加强。"

"该党内部相当大一部分人对市场化改革持怀疑态度,因此经济自由化进程将是有选择和循序渐进的。"

印度的商业领袖们期望,清晰的选举结果能够触发市场强劲反弹。他们曾经担心左派会重返政府,而与地方权势结盟会带来混乱局面。随着这些担心烟消云散,他们现在希望政府能为工业提供短期财政支持,但长期内能致力于抑制财政赤字的不断增加。他们还希望国大党能够对内阁洗牌,在重要岗位任命更有能力的部长。

"政府选择了以更高的财政赤字为代价来换取经济增长。我们对此表示欢迎,而且未来一年印度必须走这条路,"印度工商业联合会(Federation of Indian Chambers of Commerce & Industry)主席哈施•帕蒂•辛哈尼亚(Harsh Pati Singhania)表示。

对于辛格能在上任后百日内推进基础设施建设、私有化及保险和养老金改革,辛哈尼亚充满了希望。但其他人就不是那么确定了。

辛格是上周末一连串为"夫人"——这是索尼娅•甘地在党内的称号——送上花束的忠诚国大党人之一。

充满崇敬之情的党内激进分子赞颂的不是他们的总理,而是甘地的儿子拉胡尔(Rahul)。

不需要提醒辛格也知道,虽然投票结果对他有利,但有一个年轻的对手正紧跟其后。

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英国拟出售所持劳埃德银行和RBS股份



 
 

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via FT中文网 - FTChinese.com - 今日焦点 by 英国《金融时报》简•克罗夫特(Jane Croft)、 帕特里克•詹金斯( Patrick Jenkins) 伦敦报道 on 5/19/09

英国已开始与若干主权财富基金和其它外国投资者商谈出售其国有化银行的股份。这个迹象表明,市场越来越相信,金融危机的最糟糕时刻已经过去。

英国金融投资署(UKFI)负责管理政府在劳埃德银行(Lloyds Bank)和在苏格兰皇家银行(RBS)分布持有的43.5%和70%的股份。据了解该机构计划的人士透露,该机构在一年内可能就会开始出售上述两家银行的部分股份。

在美国,各银行正竞相成为首批偿还政府纾困资金的机构。有关政府机构此前告知华尔街高管,他们将允许5到6家大型金融集团抢在业内同行之前,先行偿还纳税人资金。

知情人士称,偿还的时机以及首批偿还银行的数目和名单,仍在讨论中。

不过,高盛(Goldman Sachs)、摩根大通(JPMorgan Chase)和美国运通(American Express)几乎肯定会列入首批偿还名单,近期的"压力测试"发现,这三家银行均不需要进一步增加股本。各银行和相关机构均拒绝置评。

在英国,英国金融投资署已经与潜在投资者进行了大量接触,包括英国机构和主权财富基金等外国机构,以评估各方的投资兴趣。

英国金融投资署可能会分批脱手自己的股份,但知情人士透露,"每一批都可能相当大"。

鉴于相关股份的规模,有关英国政府能够在一年内完全脱手所持银行股份的说法,被认为是不现实的,一名熟悉情况的人士称,可能需要5、6年时间,才能完全退出这些投资。

不过,英国政府不太可能在亏本的情况下出手这些股份。它买入苏格兰皇家银行和劳埃德银行股份的价格分别是每股65.5便士和173.3便士,而两家银行昨日的收盘价分别为41.3便士和98便士。

来自主权投资机构的兴趣显示,市场相信,英国银行业得到政府的支撑,而且不太可能出现更多的国有化行动。"世界上有许多人认为,一旦挺过了那些亏损,这些银行将拥有令人生畏的盈利能力,"一名熟悉情况的人士称。

劳埃德银行董事长维克托•布兰克爵士(Sir Victor Blank)的离职计划,据信是英国金融投资署计划的一部分。

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Monday, May 18, 2009

STI advances 1.6% to close at 2,172.92



 
 

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via EdgeSingapore RSS on 5/18/09

The Straits Times Index advanced 1.6% to 2,172.92 at the close, erasing losses of as much as 2.1%. Five stocks rose for every four that fell of the 30 companies on the gauge. The following stocks were among the most active in the market today, says Bloomberg.

Golden Agri-Resources
(GGR SP), the world's second-biggest palm oil producer, dropped 2.6% to 37 cents, adding to a 22% decline during the preceding three days. CIMB-GK Research downgraded the stock to "neutral" from "trading buy" and cut its share-price target to 39 cents from 46 cents as first-quarter profit dropped and the company said it was considering a rights issue.


 
 

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Singapore’s exports decline as electronics shipments extend slump



 
 

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via EdgeSingapore RSS on 5/17/09

Singapore's exports fell for a 12th month in April, extending the longest slump in overseas sales since 2002, as the island's manufacturers shipped fewer electronics to customers abroad, said Bloomberg.

Non-oil domestic exports dropped 19.2% from a year earlier, after contracting a revised 17.3% in March, the trade promotion agency said in a statement today. Economists had expected an 18.9% decline.


 
 

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印度大选结果提振投资者情绪



 
 

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via FT中文网 - FTChinese.com - 今日焦点 by 英国《金融时报》李若瑟(Joe Leahy)孟买报道 on 5/18/09

印度金融中心孟买的经济学家与股市专家大概很难相信大选的结果,这似乎是为投资者量身打造的。

投资者一度担心,大选将产生一个不稳定的联合政府,依赖于对改革"过敏"的左翼政党,但如今他们看到的,将是一个由印度最大全国性政党之一组建的稳定政府。

分析师预期,投资者将推高孟买证券交易所(BSE)的基准Sensex指数,从目前12173.42的点位上涨10%至25%,以此表示对新政府的信心。

总部位于孟买的金融服务机构Edelweiss Group的董事长拉希什•沙赫(Rashesh Shah)表示:"在大选前有很多投资者持币观望。"

"购买力是存在的,所以我们现在会看到市场从目前的10000点至12000点区间上升至12000至15000点区间。"

投资者将希望,过去5年在国大党(Congress party)领导的联合政府任期内遭搁置的一系列改革,现在能够得到推进,有些能在新政府执政的头100天内实现。

新政府已经在上院提出了一项允许更多外国直接投资进入保险业的法案。一旦进入下院讨论,该法案的通过将更加顺利。

同时提出的还有一项银行监管修正案,允许更多私营成分参与银行业;一项养老基金监管与发展机构法案,旨在成立一家监管机构在养老基金行业推进改革。

"政府能否成功完成这些改革对投资者情绪至关重要,"高盛(Goldman Sachs)经济学家波达尔(Tushar Poddar)在有关大选的一份报告中写道。

印度潜在规模较大的私有化计划的中断,也被归咎于左派的意识形态反对。

现在政府或许能够出售国家铝业公司(National Aluminium Company)、移动电话公司BSNL以及其它国营企业的更多股份。

海外投资者也将密切关注在电信和零售等行业放松对外资持有限制的举措。

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May 25-29



 
 

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via EdgeSingapore RSS on 5/17/09

MONDAY, MAY 25

Singapore
Consumer Price Index (y-o-y, Apr)

Asia Pacific Breweries Ltd 
Dividend: $0.14 interim one-tier tax; record date: May 27; payable date: June 12


 
 

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CapitaLand sells 24 more The Wharf Residence units



 
 

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via Lushhomemedia by luxuryasiahome on 5/17/09


CAPITALAND has sold another 24 apartments over the weekend at The Wharf Residence at Tong Watt Road, off Mohamed Sultan Road, the listed property group said in a release yesterday.

This comes after the sale of 85 apartments on Friday following a relaunch of the 999-year-leasehold project.

The apartments are priced at between $1,300 and $1,600 per square foot (psf) inclusive of a package comprising stamp duty absorption and an interest absorption scheme.

Buyers who do not opt for this package will enjoy an 8 per cent discount.

Last year, CapitaLand priced apartments in the development at $1,500 to $1,900 psf, again inclusive of the stamp duty/interest absorption package.

However, buyers were not given the choice of not opting for this package.

With the latest sales achieved up to 4pm yesterday, CapitaLand has sold 134 of the total 173 apartments in the project.

About 80 per cent of buyers for the 134 units sold to date are Singaporeans.

The rest are from Indonesia, Malaysia, China, Japan, Canada and Vietnam, said CapitaLand Residential Singapore CEO Patricia Chia.

The apartments comprise two to four-bedroom units ranging from 1,012 to 2,196 square feet, as well as five penthouses (2,745 to 5,565 sq ft).

The development also includes 13 conserved shophouses, dubbed the Vintage Collection houses, ranging from 4,478 to 4,930 sq ft in strata area.

Ms Chia said CapitaLand has received queries for the conserved houses and will launch them for sale soon.

Source : Business Times – 18 May 2009


 
 

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CapitaLand sells 24 more The Wharf Residence units



 
 

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via Lushhomemedia by luxuryasiahome on 5/17/09


CAPITALAND has sold another 24 apartments over the weekend at The Wharf Residence at Tong Watt Road, off Mohamed Sultan Road, the listed property group said in a release yesterday.

This comes after the sale of 85 apartments on Friday following a relaunch of the 999-year-leasehold project.

The apartments are priced at between $1,300 and $1,600 per square foot (psf) inclusive of a package comprising stamp duty absorption and an interest absorption scheme.

Buyers who do not opt for this package will enjoy an 8 per cent discount.

Last year, CapitaLand priced apartments in the development at $1,500 to $1,900 psf, again inclusive of the stamp duty/interest absorption package.

However, buyers were not given the choice of not opting for this package.

With the latest sales achieved up to 4pm yesterday, CapitaLand has sold 134 of the total 173 apartments in the project.

About 80 per cent of buyers for the 134 units sold to date are Singaporeans.

The rest are from Indonesia, Malaysia, China, Japan, Canada and Vietnam, said CapitaLand Residential Singapore CEO Patricia Chia.

The apartments comprise two to four-bedroom units ranging from 1,012 to 2,196 square feet, as well as five penthouses (2,745 to 5,565 sq ft).

The development also includes 13 conserved shophouses, dubbed the Vintage Collection houses, ranging from 4,478 to 4,930 sq ft in strata area.

Ms Chia said CapitaLand has received queries for the conserved houses and will launch them for sale soon.

Source : Business Times – 18 May 2009


 
 

Things you can do from here: